About MTM


There are many factors involved in choosing an insurance partner. Here are just a few of the reasons our customers appreciate working with MTMIC for their insurance needs:stock-photo-10077781-gears

  • 24 Hour On-Line Training Portal
  • Personalized Claims Handling
  • Proactive Loss Control Services
  • 24/7 Claims Filing
  • Flexible Payment Options
  • Experienced, Licensed Claims Adjusters
  • A Michigan Company Serving Michigan Employers
  • Direct Access to Key Personnel


Our Mission

MTMIC will, on behalf of its policyholders, aggressively pursue control of the workers’ compensation environment by diligent fiduciary responsibility, strict pursuit of all permitted legal remedies, vigilant claims management and aggressive loss control measures.

Company History

On January 1, 2007 MTMIC was formed from the membership of the entity formerly known as the MTA Workers’ Compensation Fund. MTMIC is a Mutual Insurance Company formed and licensed to do business in the state of Michigan as a program in support of manufacturing and technology based businesses.

The heritage of MTMIC dates back to 1976 when the Detroit Tooling Association took advantage of enabling legislation which permitted employers in the same industry to establish a group self-insurance fund. The DTA Workers’ Compensation Fund soon changed to the Michigan Tooling Association Workers’ Compensation Fund as membership grew outside of the local area. The result: millions of dollars in reduced insurance premiums for the over 1,100 members of the Fund through effective cost control, improved safety and vigilance against fraudulent claims.

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The Fund was governed by a Board of Trustees representing the manufacturing community. They recognized the industry was changing and attempted to restructure the program to reflect the changing environment. The state of Michigan however would not permit broadening the definition of “tooling” to include the many manufacturing operations currently involved in both the association and the insurance program.

Many hours were spent determining the best course of action before it was decided that a mutual insurance company would provide a structure similar to the Fund, and allow for the continued success and growth of the group. MTMIC is governed, similarly to the Fund by a Board of Directors elected from among the policyholders. Presently nine of our ten Board Members are existing policyholders.

As of September 26, 2008, MTMIC was selected as the endorsed workers’ compensation insurance provider for the Michigan Plastic Processors Association (MPPA) for the January 1, 2009 renewal.

As of December 31, 2016, MTMIC has over $19M in written premium and over $58M in assets.  MTMIC has paid $9.5M in policy holder dividends over the last 3 years.


Our Administration Team is dedicated to providing customized exemplary service to meet the insurance needs of Michigan employers.

John Karlen, CPCU, APA, ARe
Megan Brown, CAWC
Vice President Sales & Marketing
Ext. 1006

248.444.9513 (M)


Glenda Moyle
Premium Accounting Manager
Chris Doebler, CPA
Chief Financial Officer
Patty Allen
Sales & Marketing Assistant
Gary Wood
Senior Consultant