Posts filed under: Prevention

By Donna Motley, Vice President of Claims

Truly, it wasn’t that long ago everyone was complaining about snow, ice, cold and asking the question “Where is Spring?” As most assumed, we really didn’t have a “Spring”, instead, we went right into summer. That “sudden change” is a stressor to our bodies. Being immediately thrust into heat and humidity can take a toll on anyone. Typically, Spring gives us time to gradually acclimate to warmer weather conditions. Now that the heat has arrived we have to learn to deal with it!

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By Ruth Kiefer, ARM, Loss Control Manager

As many of you know, we base our annual safety inspections on injury trends and MiOSHA’s most common cited violations. Last year MiOSHA issued 408 general industry health citations with the average citation being $1,708, that’s $696,911 collected in health citations with regards to general industry.

For general industry Safety violations, a total of 1.38 Million was collected and 543 citations issued. So the average citation issued in 2018 was $2,555. This year MiOSHA broke down the top violations into both Health Violations and Safety Violations. If you are unsure if you have a Health or Safety violation, please ask your Loss Control consultant for more guidance on any of these violations noted below.

Listed below are the 2018 most recent general industry HEALTH violations cited by MiOSHA:

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Every weekday MTM loss control representatives work to improve the safety of our member’s shops. Sometimes that work involves safety recommendations, sometimes safety presentations, and sometimes research for a member on a new system, rule, or procedure.

At the annual MTM member’s meeting last October, we had a presentation on “Active Shooter” in the workplace. Given the headlines this topic has garnered recently, it was no surprise that the October, 2018 annual meeting had its largest member attendance in company history.

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By Travis Halsted, Loss Control Consultant

Year after year, motor vehicle accidents are at the top of the list for causes of workplace fatalities. Whether it is delivery drivers dropping off products to customers, the sales department visiting customers, the maintenance department running for parts, or office personnel completing different errands, there are often numerous members of your company on the road. Roadway exposures often contain some of the highest number of variables, as you cannot control a great deal of the residual risks of this hazard. According to the National Highway Traffic Safety Administration, there were an estimated 6.3 million police-reported car accidents in the United States in 2015. Motor vehicle crashes are the leading cause of workplace injuries according to the Bureau of Labor Statistics. In 2013, motor vehicle incidents contributed to 40% of all workplace fatalities. MTMIC has had 97 motor vehicle collision claims since the 2011 policy year. These claims has resulted in an incurred sum of $1.8 million. As most companies can’t eliminate the need for the use of the roads, we need to identify where the exposures come from and how to reduce the likelihood of those motor vehicle claims.

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By Chris Demeter, Senior Loss Control Consultant

If you have been a frequent reader of our monthly newsletter over the years, you know we have showcased a couple times the Alliance MTMIC has with MIOSHA CET. We have one of the longest running Alliances, 13-years and going strong. Every three years the Alliance has to be renewed. This year the renewal signing was done at the MTMIC office. After each renewal signing, MIOSHA releases a press release announcing the signing. Below is the press release along with a couple pictures.

To learn more about the free consultation and training services MIOSHA CET offers, see the following link: https://www.michigan.gov/documents/dleg/wsh_ cet0165_216929_7.pdf

MTMIC members who are interested in setting up free MIOSHA CET services at your facility (e.g. air or noise monitoring, hazard survey or training) contact Chris Demeter, MTMIC Alliance liaison, at 517.230.0937 or by email at chris.demeter@mtmic.com/blog. Chris will submit a request for consultative assistance (RCA) form on your behalf.

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By Ruth Kiefer, ARM, Loss Control Manager

Each year we look at January as a new beginning, with the coming of a new year, I would also like you and I to make a renewed commitment to safety and keeping our employees safe in our workplaces. Our Loss Control team has worked hard to inform you of recent MIOSHA changes, provide current and up to date training videos along with safety program templates. All of these and more are at your finger tips when you log onto our on-line portal. So this is a new year and new beginnings for many of us and I wanted you to be aware of this years focus of the compliance department of MIOSHA and MTMIC. I say MTMIC, because we too see the injury trends in the industry and we have worked hard to make you the tools to assist you with the MIOSHA Initiatives. These initiatives are created to help reduce injury trends in the workplace and I want to review a few of them with you.

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By Ruth Kiefer, Loss Control Manager, ARM

With the ever tightening labor force and your need to fulfill orders and production, more of you are turning to a temp agency to fill this need. So what are your obligations to this temporary worker? Or to your new hires for that matter? I’m here to tell you that there is no longer an experienced workforce, or the days where you can find a good lathe operator, someone who knows the ins and outs of the presses in your shops. Those days are gone, the good ones are already working or retired, so you are left with inexperienced workers to choose from. As you know, schools no longer have in house training programs, it’s now left to you, the businesses to do the training, to create and form the “experienced worker”. It’s now on you to educate the younger workers entering the manufacturing sector.

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By Chris Demeter, Senior Loss Control Consultant

It’s 10:00 a.m., you hear a knock on the door, you get up and see someone who looks very official standing there, you open the door and they introduce themselves. “Hi my name is Kristin, I’m with MIOSHA CET…” your heartbeat quickens, you are no longer listening to the woman at the door, you’re thinking, is the boss here? What am I going to do? Before you know it, she has passed you a business card and turned away, leaving you standing there. You take a second and realize she is not coming in, so you just pass it off as a near miss and put the card in your desk without a second thought. That might be a mistake not inviting her in for a non-enforcement hazard survey. You may already know this, but MTMIC has had an alliance with MIOSHA CET for many years and have assisted many policyholders with CET services with positive results. As you know we are a proactive insurance company and are always finding ways to reduce injuries and provide our policyholders with valuable resources to use.

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By Ruth Kiefer, Loss Control Manager, ARM

Outside the cicadas are singing their song signifying the end of summer, and the kids are getting ready for school, but I can’t seem to enjoy this annual transition from the winding down of summer to fall because my mind can’t stop wondering why we are having so many traumatic injuries this year. My team and I have been called out to conduct way too many accident investigations regarding amputations. This traumatic event, in which a part of the body is violently removed from your employee has plagued us since the beginning of the year. So, I must ask myself, why the sudden increase in this type of traumatic injury?

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By Travis Halsted, Loss Control Consultant

First and foremost, I hope everyone is having a spectacular summer! Whether you are spending time on the water, relaxing and reading a book on your front porch or traveling, I hope that you are all able to enjoy this beautiful Michigan weather. I am not quite sure how it worked out this way, but I find myself scheduling a great deal of my Loss Control visits on the west side of the state this time of year. It must be some kind of coincidence.

With these elevated temperatures, the need to use the air movement fans also rises. The air movement fans have a plethora of different hazards that can cause injuries. Within the first week of July, MTMIC had two injuries directly related to fans. Some of the most common hazards that are found with fans include, but are not limited to:

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By Chris Demeter, Senior Loss Control Consultant

Every year, workers are unnecessarily exposed to hazardous energy sources such as mechanical, hydraulic, pneumatic, chemical, thermal, gravity, or other energies utilized by machines in manufacturing. This occurs during servicing, maintenance, or setting up on equipment. Accidental start-up of machinery or unintended release of stored energy often presents catastrophic risks including but not limited to crush, amputation, shock, and burn injuries as well as equipment damage. This exposure can cause serious physical injuries or death to workers unaware that someone else has started a machine or energized a circuit. MIOSHA requires employers to establish a Lockout-Tagout program and use procedures for affixing appropriate lockout devices or tag out devices to energy isolating devices, and to otherwise disable machines or equipment to prevent unexpected re-energizing, start up or release of stored energy in order to prevent injury to employees.

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By Travis, Loss Control Consultant

Through every loss control visit, one particular hazard can be found in each facility. The hazard that I am speaking of is electricity. With each cord, disconnect, panel, receptacle and connection there are a plethora of hazards that must be guarded. Each of these electrical items have rules that pertain to them and failure to abide by these rules can not only provide the opportunity for severe injuries and possibly fatalities, but also the potential for substantial fines from the MIOSHA enforcement division. During a recent MIOSHA training class, the speakers informed the class that any and all electrical infractions will now hold a minimum $5,000 fine. That is only a minimum, as if they feel that the particular infraction is negligent then the fine will only escalate from there. While the fines are an eye opening factor, the safety of the employees should always remain as our top priority.

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By Donna Motley, Vice President of Claims

We’ve had good days and we’ve had bad days – winter weather that is. About a week ago it snowed 6 days out of 7 days – I know, because I had to shovel the snow! The most recent week, we’ve had a couple days of solid rain and it reached 60 degrees. All in February! What does that kind of weather do to a Claims Department that handles accidents and injuries?

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Did you know that according to the American Heart Association, cardiovascular disease, heart disease and stroke, remains the leading cause of death exceeding 17.3 million deaths per year? Alarmingly that number is expected to rise to 23.6 million by 2030.

A recent study showed starting an exercise program as late as age 65 can improve your heart health. As the body ages, the heart stiffens which can lead to heart failure. It was determined that individuals aged 45-64 were able to reduce the effects of decades of a sedentary lifestyle by merely exercising 4-5 times a week for a period of 2 years. The study showed that this age group actually improved the structure of their heart to that of a 30 year old. While it is easy to become sedentary this time of year, exercise including walking your dog, playing with your grandchildren as well as a physician approved exercise regimen may not only improve your heart health but provide overall health benefits as well.

**Study completed by Dr. Levine, UT Southwestern Researcher

By Donna Motley, Vice President of Claims

Welcome to the New Year – 2018! Do people still make New Year Resolutions? To lose weight, get in shape, become more active, volunteer in the community, etc.? These are all wonderful resolutions and can result in a better, more satisfying and hopefully, longer lifespan. But there are more benefits than those listed. Being in better physical shape, healthy eating, proper sleep patterns carry over to the employment atmosphere and aid in avoiding accidents and injuries. Being more alert, having more energy, a more positive attitude can provide long lasting results in the workplace. And, should an injury occur, it may be a minor, less serious injury. Statistics have shown, the better the condition of your mind and body, the quicker recovery from an injury or surgery. I’ve written in the past about how “co-morbidities” can affect an injury and recovery. Prescriptions and physical therapy that would aid in recovery may be limited because it would interfere with other health conditions and treatment.

Whether you believe in “Seasonal Affective Disorder” or not, the Mayo Clinic describes “Seasonal Affective Disorder” as a type of depression, but it is more than that. It saps energy levels, can make a person feel moody. Old schoolers would call this the “Winter Blues”. Symptoms can be depression, low energy, a loss of interest in activities normally enjoyed, problems sleeping (that can result in “oversleeping”), a change in appetite (typically craving carbohydrates) resulting in weight loss or weight gain, and difficulty concentrating. All these symptoms can have a negative effect on a person’s professional, social and recreational life. The main, acknowledged cause of Seasonal Affective Disorder – SAD – is believed to be related to decreased sunlight. Decreased sunlight is thought to disrupt your body’s internal clock, drop the serotonin level which is a brain chemical that affects mood, and disrupts the body’s balance of melatonin levels. Let’s face it, we live in Michigan, not the sunniest of places ! The majority of us probably suffer from SAD in one form or another. Do you ever notice how much happier people seem on a sunny day – even in winter? The mere fact that the sun is shining seems to make things more bearable. According to the Mayo Clinic, there is a reason why.

So, if your general health is poor, you have poor eating habits, don’t exercise, don’t get enough sleep or sleep excessively, you have a lack of energy or just feel kind of “down in the dumps” and you add a lack of sunshine to the list, is it a wonder accidents happen? Some things we cannot change – but there are things we can have control over – particularly how we live our life and what we do with our bodies. It’s tough to get through winter in Michigan, people typically get the “after holiday blues”, so now is the time to think positive, make positive choices. Even small changes in a positive direction can snowball into big changes in every aspect of your life.

If a healthy, alert person sustains no work injury; just think of the positive impact that can have on the work environment; the employee is happy, the employer is happy – it’s a win, win situation and everyone keeps moving forward in a positive direction. And should an injury occur, think positive that that will be the only injury for the year. Seize the opportunity to make it an educational, learning or training process. Investigate and see “why” the injury occurred and take “positive” steps to avoid the same thing occurring again. A positive attitude can be contagious!

By Travis Halsted, Loss Control Consultant

While visiting any of our valued policyholders, I am witness to some incredible machinery that complete even more amazing processes. While so much attention is paid to the machinery and the guarding that is required, there are tools that are often overlooked. Within each work area there is often a work bench that is filled with screwdrivers, clamps, pliers, files, and wrenches. In other facilities, a maintenance area may hold axes, hammers, mauls, circular saws, powder actuated tools and pneumatic grinders. With each of these tools there are rules regarding maintenance and testing.

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By Donna MotleyVice President of Claims

The American Diabetes Association reports that as of 2015, 30.3 million Americans (9.4%) had diabetes. Of the 30.3 million Americans, only 23.1 were diagnosed, with 7.2 million Americans undiagnosed. On top of that, 84.1 million Americans (18 years or older) were considered “pre-diabetic”. As of 2015, diabetes was the 7th leading cause of death in the United States; a statistic most likely under-reported.

So what relationship does diabetes have with a work injury? Obviously, work does not “cause” diabetes. But can diabetes “cause” a work injury?

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By Ruth Kiefer, Loss Control Manager, MSc, ARM

Last year was a record year in the State of Michigan for high fall injuries and fatalities related to those falls. Our policyholders were fortunate enough not to sustain any of the noted fatalities, but we did however, have some severe high fall injuries along with other worker injuries related to slip, trip, and fall hazards. In a collaborative effort to combat these types of injuries, the federal government and our state MIOSHA are making efforts to reduce the amount of injuries and fatalities related to high falls along with addressing slip, trip and fall injuries from poorly maintained production floors.

To accomplish this push in safety MIOSHA will be adopting major changes to their walking-working surfaces and fall protection general industry standards. The new ruling, will also be referred to as Subpart D, and will follow the federal OHSA’s updates to this standard.

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